Kingvale Insurance

Motorcycle Insurance

Stay Safe on the Road

A limited number of insurance companies offer motorcycle insurance in Kenya. Due to the size and value of the motorcycle industry in Kenya, alongside the high risk and loss nature of the business, most insurance companies don’t offer motor cycle insurance. A few insurers offer insurance for private and commercial motor cycles and less than 5 insurance companies offer insurance cover for the PSV boda boda market, the most risky segment of the motorcycle market.

Why Choose It?

Special Benefits of the Cover

We offer flexible plans designed to meet the unique needs of motorcycle riders, whether for personal use or as part of a business fleet.

Our streamlined claims process ensures you get back on the road as soon as possible.

Our agents are available to guide you through the policy selection and claims process.

How It Works

All You Need To Do Is

Use our online quote tool to get a personalized estimate for your motorcycle.

Speak with one of our experienced agents to choose the best policy for your needs.

Once you’ve selected a plan, we’ll help you complete the enrollment process quickly and easily.

How to Choose a Plan

What To Consider when looking for insurance.

When selecting a motorcycle insurance plan, consider the level of coverage you need based on your motorcycle's value, your riding habits, and potential risks such as theft or accidents. Additionally, evaluate the inclusion of personal accident cover, medical expenses, and the ability to quickly repair your bike through authorized repair coverage. Lastly, check for roadside assistance options for added convenience.

 

About Motorcycles

The 3 Types

Their are 3 types of motorcycles in Kenya & 3 types of motorcycle insurance in Kenya

Private
Private motorbikes are those used by owners for private and personal use mainly self-transportation. They may be used to ferry friends and family but such must be strictly not for financial reward.
PSV (Boda Boda)
This is the largest number of motorcycles on Kenyan roads. The Public Service Vehicles (PSV) commonly called bodaboda. They are used primarily for ferrying passengers for financial reward.
Commercial
This type of motorcycles is commonly used by corporate organisations, small to medium enterprises, courier companies in Kenya and they are used solely for delivery of parcels and goods.
Third Party Fire and Theft Only
This insurance covers the all third party liabilities arising out of a road accident involving the insured and also covers the asset (motor cycle) against loss or damage by fire and theft.
Comprehensive Insurance
This type of insurance covers the motorcycle and accessories from accidental damage, fire, theft and other perils like storms and flooding. It also covers the insured against financial loss due to third party bodily injuries and property damage and legal liabilities in the event of a road accident.
Third Party Only
Similar to car insurance, this is the minimum legal requirement for motor cycles to be on the road. This insurance covers the insured from all liabilities resulting from third party bodily injuries and property damage.

Faq's

We're here to guide you through

Welcome to our FAQs section for Motorcyle Insurance! Here, we address your most common questions regarding coverage options, eligibility, claims processes, and more.

Is motorcycle insurance mandatory?
Yes, third-party liability coverage is a legal requirement for all motorcycles.
Can I add personal accident cover to my motorcycle insurance?
Yes, you can add personal accident cover for both the rider and passengers.

Get Your Plan

Get Started On YourMotorcycle Insurance Plan

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You need insurance coverage, be it to protect your home, auto, business, the future of your loved ones, or a variety of other needs. We offer all types of insurance under one roof.